QSuper TPD claims - what you need to know
QSuper has changed its insurance arrangements in a number of different ways over the last decade. Discover more about which TPD definition applies to your claim.
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QSuper has changed its insurance arrangements in a number of different ways over the last decade. Discover more about which TPD definition applies to your claim.
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Many people base their potential TPD entitlement on whether or not they're entitled to a Disability Support Pension (‘DSP’) or worker’s compensation benefits. This is incorrect.
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Under most income protection policies, you will still be able to claim a benefit even if you are partially disabled from working.
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Income protection is a type of insurance that pays your income in the event you can’t work due to an injury or illness.
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Insurers sometimes take much longer than they should to pay out benefits for Total and Permanent Disability or income protection insurance.
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How much you will be paid under your income protection insurance depends on whether or not your policy is an indemnity of agreed value policy. So what's the difference?
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