If you’re suffering from a repetitive strain injury (RSI) such as carpal tunnel syndrome, tennis elbow, or tendinitis, you may be eligible to claim on your TPD insurance or income protection insurance.
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From 1 July 2026, employers will be required to pay your superannuation contributions at the same time they pay your wages. This is the new “Payday Super” system. This replaces the current system where super can be paid as infrequently as once per quarter.
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Although there are similarities in TPD definitions across funds, there are also differences that can impact whether your insurance benefits will be paid. One common definition is called an ‘own occupation’ TPD definition. These TPD insurance policies enable you to claim if you cease work and are permanently unable to return to your own occupation.
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We’ve run and won many TPD claims with significantly complex and tricky hurdles to overcome. In this blog, we review just one of those success stories which delivered our client $1.25 million dollars in TPD benefits that may ordinarily have been lost to them.
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For individuals with IBS, both Total and Permanent Disability (TPD) and income protection claims can be complex but are not impossible. This blog explores IBD and IBS symptoms, their effects on work capacity, and how these can impact disability insurance claims.
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TPD lump sum payments can range from tens of thousands to millions of dollars. However, the amount of a TPD payout can vary and is calculated based on several factors. It can be complicated, so understanding how it works is important.
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