Many people who suffer from a chronic illness such as Multiple Sclerosis, Cancer, Motor Neurone Disease, Parkinson’s Disease, Chronic Heart Disease, Fibromyalgia, Depression or Chronic Fatigue Syndrome have potential superannuation insurance entitlements that they are unaware of that could make a substantial difference to their lives.
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Income protection, also known as salary continuance benefits are a type of insurance where benefits are paid for a defined period; usually 2 years, 5 years or until age 60 or 65. Total and Permanent Disability (“TPD”) benefits are usually lump sum payments which are paid to people who cease work due to injury or illness...
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As insurance lawyers, it’s been interesting to see the pandemic exclusion clauses in use during the year. These clauses, for the most part, have had an effect on business insurance and travel insurance. Fortunately, for people accessing injury and illness insurance, exclusion clauses have had little impact.
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This page provides answers to common questions related to our business interruption insurance investigation into a possible class action for affected business owners and operators.
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Register here for a free, no-obligation evaluation of your insurance policy to determine if you are eligible to claim business interruption insurance due to COVID-19 - even if your initial claim was rejected.
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In addition to workers compensation statutory benefits available after a workplace accident, if your injury means that you have to cease working, you may also be entitled to TPD benefits held in your superannuation account.
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