If you claim income protection benefits due to injury or illness, what happens with the monthly payments if you’ve received a lump sum payment like TPD or worker’s compensation? Will your income protection insurance still be paid after you receive that lump sum payment? The most direct answer to the above question is, it depends!
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Most disability and life insurance policies, including TPD, income protection and life benefits will continue cover if you leave the country temporarily. However, the situation becomes more complicated if you relocate permanently. Each policy is different and must be checked for your individual circumstances.
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In May 2022, ASIC commenced a review of scam prevention and detection responses of Australia’s big four banks. ASIC found that very few scams are detected by banks, and only a tiny percentage of customers are reimbursed for their losses. We review the primary findings of the investigation and explore your options if you’ve been the victim of a scam.
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In this article, we explore business interruption insurance as a result of natural disasters, including floods, bushfires, structural fires and storms.
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People that are unable to work due to medically diagnosed and treated anxiety and anxiety disorders can make claims for both TPD and income protection insurance benefits.
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This article provides guidance on what steps can be taken if your income protection claim is denied or the full benefit is not paid to you.
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