TPD and income protections options if you have long Covid
For sufferers of long Covid who are unable to return to work, there may be options to claim TPD or income protection.
Read MoreWe are TPD lawyers in Sydney, NSW. We help with:
We do this work for people in Sydney, Newcastle, Wollongong, the Riverina and all over NSW.
Call Tom Cobban (Principal) direct, for free advice about your specific circumstances: 0409 508 970
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Free advice
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No Win No Fee
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No upfront fees and no hidden costs
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We never represent the insurance company
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We never give up
You can make a TPD claim for a physical injury, mental health illnesses or chronic illness like cancer, multiple sclerosis, motor neurone disease, chronic heart disease, fibromyalgia and many other illnesses.
Because we are superannuation and insurance experts, we know all about the different types of super TPD benefits offered under each of the different funds.
Traditionally, a lot of people in New South Wales had death and disability claims with First State Super, however, there are a number of superannuation funds which are active in NSW today.
Every Superannuation fund’s terms and conditions are different
Before making a disability or death benefit claim from any superannuation fund it is important to remember that each superannuation fund’s terms and conditions are different and each claim will be assessed on its individual terms.
Claiming TPD benefits from more than one fund
A person who has more than one superannuation fund when they cease work can sometimes make more than one claim, but the outcome of each claim will depend on the relevant policy terms and conditions.
We provide FREE advice for any of your super insurance queries: 0409 508 970
In some cases, there are terms in the policy which restrict multiple claims, so these claims must be lodged first. Therefore, we recommend that anyone claiming on more than one policy seek advice prior to lodging the claim to maximise their entitlements.
Don’t get caught out by restrictions on claims with more than one fund – seek legal advice to protect your benefits.
Big win for worker with Multiple Sclerosis
We have had a lot of success claiming superannuation insurance benefits for many people in NSW.
One big win involved a lady that had previously worked as a medical professional in a self-employed capacity. She ceased work due to Multiple Sclerosis and was unable to return to work.
She had seven (yes, seven) TPD claims; some held in super and some outside of super (in private funds).
After carefully reading all of the policy terms and conditions, we were able to make claims on each of these policies in a way that protected her entitlement to each of the benefits.
We were successful in each of the seven claims and she received more than $3.1M.
It doesn’t matter what fund you have your policy(s) with
We have significant experience across the many funds available and we’ve run and won super and insurance claims for our clients, all across Australia.
Looking for more specific information about chronic illness claims?
You can read our articles:
- TPD and income protection claims for people with chronic illness
- Multiple Sclerosis (“MS”) and TPD
- Parkinson’s Disease and TPD and income protection claims
- TPD Claims and Myalgic Encephalomyelitis (ME) or Chronic Fatigue Syndrome (CFS)
- TPD and income protection for people with cancer
Looking for more specific information about mental health claims?
You can read our articles:
Need help?
If you’re unsure if you have any insurance entitlements for injury and illness or you’ve had a TPD, income protection or any other insurance claim rejected, don’t give up. Do not just let it be.
About us:
- Free advice
- No Win No Fee
- We come to you
- We never represent the insurance company
- We never give up
It costs you nothing to find out where you stand.
The health and wellbeing of our clients, throughout the claims process, is paramount. Our team members are 100% devoted to you and your claim while you’re working with us.
But don’t just take our word for it. See what our clients say about us, here.
Contact us at [email protected] or call 0409 508 970 to arrange a visit in New South Wales.
SuperTalk Blog
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30 July 2022 -
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