Changing legal representation during a TPD claim is not unheard of. But switching law firms while a claim is underway, especially under a “no win, no fee” arrangement, does come with potential complications.
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Richie (a pseudonym) had purchased a mortgage protection insurance policy when he took out his mortgage. He lodged a claim on that insurance due to his inability to work due to illness, but that claim was rejected. We were asked to review the rejection of the mortgage protection insurance claim.
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We have a number of calls from people after a diagnosis of ASD and associated mental health conditions like anxiety, depression or autistic burnout asking if they can take time off post-diagnosis and claim on their income protection or TPD insurance benefits. This blog will cover all that you need to know about claims for TPD and income protection for ASD.
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Roger (a pseudonym) came to us in early 2025 for help with his income protection (IP) claim, after experiencing long delays in his insurer’s assessment of the claim. Two months after meeting with Roger, we secured back-payment of the outstanding income protection benefit.
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There's a hidden trap that many people fall into when choosing to consolidate their super, and it can have serious consequences, especially if you're living with a chronic illness or injury and looking to claim on any disability insurance benefits like TPD or income protection.
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The collapse of the Shield Master Fund and First Guardian Fund have been a sobering reminder for many about how careful people need to be when considering where they should invest their superannuation and what can go wrong.
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