Multiple Sclerosis (“MS”) and TPD

24 August 2020

Most people who are diagnosed with MS and have worked at some time during their life will be entitled to income protection and Total and Permanent Disability (TPD) benefits which they hold in their super if they stop working due to the symptoms of MS.

What is a total and permanent disability TPD claim?

17 August 2020

TPD means “total and permanent disability”. It is a form of injury or illness insurance and is often available through your superannuation fund. Do I have TPD cover? Pretty much everyone who has worked has at least one super fund. Most super funds offer insurance cover for TPD and death.

What impact will losing my job or working reduced hours have on my superannuation disability insurance?

11 August 2020

Super TPD Claims and Mental Health

05 August 2020

It is well established that people with physical illnesses or injuries can claim Total and Permanent Disability (“TPD”) and other disability benefits. However, we are still often asked, can I claim a TPD benefit due to depression?

COVID-19 (coronavirus) financial help for individuals - Government updates announced July 2020

23 July 2020

The Federal Government has released new details for stimulus payments including changes to JobKeeper and coronavirus supplements. These new payments will come into effect from late September 2020.

Can I make a claim for a TPD benefit on more than one policy or superannuation account?

27 May 2020

In short, you can usually have a TPD claim with multiple funds (assuming you have insurance in each of those funds). Importantly however, the order in which you claim can have a significant impact on the outcome.