Along with private insurance for illness or injury, many Superannuation funds also have what we call TPD insurance. This allows you to make a claim on that insurance if you become “totally and permanently” incapacitated by injury or illness. We are often asked, “how long will my TPD claim take?”
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TPD means “total and permanent disability”. It is a form of injury or illness insurance and is often available through your superannuation fund. Do I have TPD cover? Pretty much everyone who has worked has at least one super fund. Most super funds offer insurance cover for TPD and death.
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An article in today’s AFR quotes the submission of ANZ to the Joint Parliamentary Committee which suggests that life insurers come together to establish a claims service to assist customers in making claims. We have seen over the last few years many terrible stories about the financial services industry and conflicts of interest and the push by banks to make a profit at every turn, often at the expense of the customer.
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Submission to the Parliamentary Joint Commission on Corporations and Financial Services- the Life Insurance Industry By John Berrill, Berrill & Watson Lawyers
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