The Insurance Contracts Act 1984 contains important consumer protections designed to prevent insurers from relying on pre-existing defect or imperfection exclusion clauses to decline claims when the insured was not reasonably aware of those defects or imperfections at the time they took out the policy.
Read More
In most cases, a TPD claim can be made at the same time as claims for income protection benefits, provided that you have your doctors’ support that you meet both of the relevant definitions. This means that many people can make the two claims simultaneously.
Read More
In addition to compensation options for survivors of child sexual abuse, there may also be options to claim on TPD and income protection insurance benefits held in super accounts or directly if they are forced to cease work due to illness associated with the abuse.
Read More
A blood cancer diagnosis brings with it uncertainty. Uncertainty around your overall health, your work capacity and, in some cases, your life expectancy. We explore superannuation and insurance benefits for people who have ceased work due to leukemia and other blood cancers.
Read More
Berrill & Watson welcome the news that the Australian Government will legislate a framework to place meaningful obligations on banks, telecommunication companies and social media companies to prevent financial scams and to provide appropriate compensation where those entities have not met their obligations to the consumers.
Read More
We provided Brendan and his wife with advice and assistance in relation to his income protection entitlements and an entitlement to a terminal illness payout. Unfortunately, there was little we could do with the income protection claim, however, with diligent and persistent work, we secured $1,200,000 in terminal illness benefits for Brendan’s wife.
Read More