What are the main reasons income protection claims get rejected?
Income protection is great when the claim is accepted and payments commence but what are some of the reasons your income protection claim may be rejected?
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23 November 2024 -
Can I make multiple claims for income protection due to the same injury or illness?
10 November 2024 Income protection benefits pay you a monthly payment if you lose or suffer a drop in your income due to illness or injury. In this blog, we look at the how income protection benefits are calculated and what options you may have to claim on more than one income protection policy.
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AFCA complaints against superannuation funds and insurers
27 October 2024 The Australian Financial Complaints Authority (AFCA) is the financial services ombudsman where you can lodge a complaint about the conduct of a financial services provider. AFCA is an alternative to the Court process. The decision makers are external to the super fund or insurer.
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Understanding Australia’s Scams Prevention Framework
14 October 2024 As more people use digital services, scams are becoming a bigger threat. With Australians using online platforms for banking and socialising, it’s important to have strong protections. The Australian Federal Government’s Scams Prevention Framework aims to reduce scams and protect consumers.
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$700,000 secured after TPD claim initially rejected
29 September 2024 Jessica (a pseudonym) lodged a TPD claim for a shoulder injury from 2014, which was rejected. After many years and further injuries and illness, she finally sought legal advice and assistance, which resulted in a successful TPD claim payout of $700,000.
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Ban on the use of genetic test results in life insurance underwriting
13 September 2024 In September 2024, the Australian federal government announced that it will legislate to completely ban the use of genetic test results in underwriting life insurance. This is an important step which will enable people to undergo genetic tests without fear of the results being used against them when they apply for a life insurance product.
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