We secured a significant TPD payout for our client after years of pain, delays and two trustee rejections. This article highlights how strong medical evidence, persistence and experienced legal guidance can shift an insurer’s position.
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Fibromyalgia is a chronic condition that causes widespread pain, fatigue, and cognitive difficulties. While TPD and income protection insurance can provide financial support, these claims can be challenging because fibromyalgia symptoms are often variable, subjective, and hard to measure.
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TPD claims are often complex, with strict definitions and detailed evidence requirements to optimise the success of a claim. This blog explores some of the main challenges people face when making a TPD claim and how to manage those challenges.
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Underinsurance is a silent trap that catches many business owners off guard – especially during times of crisis. In this win, we helped a café owner recoup losses from their insurance broker after demonstrating that the broker failed in their duty of care when advising on and arranging our client’s business interruption insurance, including annual renewals.
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Losing vision, partially or completely can be life-changing; personally, financially, and professionally. If blindness prevents you from continuing your usual occupation, you may be entitled to claim TPD or income protection benefits through your superannuation or personal insurance.
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Changing legal representation during a TPD claim is not unheard of. But switching law firms while a claim is underway, especially under a “no win, no fee” arrangement, does come with potential complications.
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