
Can I claim on my income protection insurance if I am only partially incapacitated?
Under most income protection policies, you will still be able to claim a benefit even if you are partially disabled from working.
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Under most income protection policies, you will still be able to claim a benefit even if you are partially disabled from working.
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Income protection is a type of insurance that pays your income in the event you can’t work due to an injury or illness.
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Insurers sometimes take much longer than they should to pay out benefits for Total and Permanent Disability or income protection insurance.
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How much you will be paid under your income protection insurance depends on whether or not your policy is an indemnity of agreed value policy. So what's the difference?
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Income protection insurance policies pay a benefit which is equivalent to a percentage of your wages should you ever become sick or injured and unable to work.
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If you are in the process of making a TPD or income protection claim, you may have been sent what’s called a ‘procedural fairness’ letter. The term ‘procedural fairness’ might lead you to believe that...
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