A guide for people with chronic illness who want to travel overseas. We explore getting and claiming travel insurance, COVID-19 and travel insurance and accessing Centrelink when overseas.
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Sometimes when you claim under an illness or injury insurance policy, the insurer will refuse your claim due to alleged non-disclosure. You should not simply accept this decision as insurer's often get it wrong.
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Working out exactly when you last worked and from what date you should claim that you ceased work due to injury or illness, is a critically important factor in successfully claiming a TPD benefit,
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Trauma insurance pays a lump sum benefit if you are diagnosed with a number of different illnesses or injuries. Unlike TPD insurance, you usually do not have to stop working to be entitled to a trauma insurance benefit.
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Our tips on the benefits of working with your employer to maximise success when you lodge a TPD claim after injury or illness.
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Our top 5 tips for working with your doctors and treating health practitioners towards a successful TPD claim.
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