Expertise

Death & Terminal Illness Claims

Death and terminal illness benefits can be provided as a stand-alone insurance benefits or through superannuation funds.

A death benefit is an insurance benefit payable to an individual’s dependants if they pass away.

A terminal illness insurance benefit, is a death benefit paid to an individual prior to death if they are certified by doctors as having less than 12 or 24 months to live.

In addition to any insurance entitlements, people that are certified as terminally ill are able to access any money that they hold in their superannuation fund even if they are not yet old enough to get this money.

Similarly, the dependants of any deceased person who held an insurance benefit when they died will be able to apply to be paid that superannuation money.

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